Flatpay fees explained: what you'll really pay
Flatpay's published UK prices, what they add up to each month at different levels of card takings, and how that compares with the cheapest alternative.
Flatpay's prices
- Payment terminal: 1.49% on all cards; no monthly fee; published rate up to £200,000 a year. Source, checked 2026-10-09.
Monthly cost at different takings
| Monthly card takings | Flatpay per month | Compared with the cheapest |
|---|---|---|
| £500 | £7 | Cheapest of all providers |
| £1,000 | £15 | Cheapest of all providers |
| £2,500 | £37 | Cheapest of all providers |
| £5,000 | £75 | SumUp is £4 a month cheaper |
| £10,000 | £149 | SumUp is £29 a month cheaper |
| £20,000 | – | Published rate only applies below £200,000 a year in card takings. Above that the provider quotes a custom rate. |
| £40,000 | – | Published rate only applies below £200,000 a year in card takings. Above that the provider quotes a custom rate. |
Flatpay's cheapest plan at each level, with 70% UK debit, 25% UK credit and 5% premium cards, and the machine bought outright over 12 months.