SumUp fees explained: what you'll really pay
SumUp's published UK prices, what they add up to each month at different levels of card takings, and how that compares with the cheapest alternative.
SumUp's prices
- Pay as you go: 1.69% on all cards; no monthly fee; contract: none. Source, checked 2026-10-09.
- Payments Plus: 0.99% on all cards; £19 a month; contract: none, cancel any time. Source, checked 2026-10-09.
Monthly cost at different takings
| Monthly card takings | SumUp per month | Compared with the cheapest |
|---|---|---|
| £500 | £11 | Flatpay is £3 a month cheaper |
| £1,000 | £19 | Flatpay is £4 a month cheaper |
| £2,500 | £44 | Flatpay is £7 a month cheaper |
| £5,000 | £71 | Cheapest of all providers |
| £10,000 | £120 | Cheapest of all providers |
| £20,000 | £219 | Cheapest of all providers |
| £40,000 | £417 | Cheapest of all providers |
SumUp's cheapest plan at each level, with 70% UK debit, 25% UK credit and 5% premium cards, and the machine bought outright over 12 months.